The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability
This study aims to reveal the direct effect of third-party funds (TPF) on People's Business Credit (PBC), Profitability, and the immediate effect of PBC on profitability, as well as the indirect effect of TPF on profitability through PBC. The study employs multiple linear regression data analy...
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Department of Management, Faculty of Economics, Universitas Negeri Malang
2020-07-01
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doaj-67ee19898121479c96b9ce542c610ff12020-11-25T03:20:15ZengDepartment of Management, Faculty of Economics, Universitas Negeri MalangJPBM (Jurnal Pendidikan Bisnis dan Manajemen)2461-08282527-905X2020-07-0161425310.17977/um003v6i12020p0425548The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment ProfitabilityNanang Saady0Theresia Pradiani1Yunus Handoko2Graduate Program of Management, Institute of Technology and Business Asia MalangGraduate Program of Management, Institute of Technology and Business Asia MalangGraduate Program of Management, Institute of Technology and Business Asia MalangThis study aims to reveal the direct effect of third-party funds (TPF) on People's Business Credit (PBC), Profitability, and the immediate effect of PBC on profitability, as well as the indirect effect of TPF on profitability through PBC. The study employs multiple linear regression data analysis through data processing using the Micro Business segment financial statements. The population and sample were the data of monthly TPF, Micro PBC, and profitability in the form of a Return on Assets (ROA) ratio from 2017 to 2019 period. The research target is the Micro Business segment in the Regional Office of PT. Bank Rakyat Indonesia (Persero) Tbk. (BRI) Malang. The results of the data analysis indicate that TPF has a direct effect on the increase of PBC and indirect impact on profitability, as well as an immediate effect of the increase PBC on the decrease of profitabilityhttp://journal2.um.ac.id/index.php/jpbm/article/view/15258people's business credit, third party funds, return on assets |
collection |
DOAJ |
language |
English |
format |
Article |
sources |
DOAJ |
author |
Nanang Saady Theresia Pradiani Yunus Handoko |
spellingShingle |
Nanang Saady Theresia Pradiani Yunus Handoko The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability JPBM (Jurnal Pendidikan Bisnis dan Manajemen) people's business credit, third party funds, return on assets |
author_facet |
Nanang Saady Theresia Pradiani Yunus Handoko |
author_sort |
Nanang Saady |
title |
The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability |
title_short |
The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability |
title_full |
The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability |
title_fullStr |
The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability |
title_full_unstemmed |
The Effect of the Third Party Funds on People's Business Credit and Micro Business Segment Profitability |
title_sort |
effect of the third party funds on people's business credit and micro business segment profitability |
publisher |
Department of Management, Faculty of Economics, Universitas Negeri Malang |
series |
JPBM (Jurnal Pendidikan Bisnis dan Manajemen) |
issn |
2461-0828 2527-905X |
publishDate |
2020-07-01 |
description |
This study aims to reveal the direct effect of third-party funds (TPF) on People's Business Credit (PBC), Profitability, and the immediate effect of PBC on profitability, as well as the indirect effect of TPF on profitability through PBC. The study employs multiple linear regression data analysis through data processing using the Micro Business segment financial statements. The population and sample were the data of monthly TPF, Micro PBC, and profitability in the form of a Return on Assets (ROA) ratio from 2017 to 2019 period. The research target is the Micro Business segment in the Regional Office of PT. Bank Rakyat Indonesia (Persero) Tbk. (BRI) Malang. The results of the data analysis indicate that TPF has a direct effect on the increase of PBC and indirect impact on profitability, as well as an immediate effect of the increase PBC on the decrease of profitability |
topic |
people's business credit, third party funds, return on assets |
url |
http://journal2.um.ac.id/index.php/jpbm/article/view/15258 |
work_keys_str_mv |
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