A Study on Taiwan Life Insurance Companies’ Asset Allocation

碩士 === 國立雲林科技大學 === 財務金融系碩士班 === 95 === ABSTRACT As we know life insurance company makes money from both asset allocation and operation. The proportion of finance income to operation income is 85% to 15% in Taiwan. So both asset allocation and daily investment operation are important for life in...

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Bibliographic Details
Main Authors: Chih-Lin Wang, 王志麟
Other Authors: Chia-Hsing Huang
Format: Others
Language:zh-TW
Published: 2007
Online Access:http://ndltd.ncl.edu.tw/handle/54440798057558116375
Description
Summary:碩士 === 國立雲林科技大學 === 財務金融系碩士班 === 95 === ABSTRACT As we know life insurance company makes money from both asset allocation and operation. The proportion of finance income to operation income is 85% to 15% in Taiwan. So both asset allocation and daily investment operation are important for life insurance company, and drive the profit of life insurance company. Today, Taiwan life insurance companies face professional international competitors, they need to increase their investing skills for good performance. In these years, low interest rate shocked all life insurance companies in Taiwan and pushed them to change their products and asset allocations. Besides, asset size and regulations also affect life insurance company asset allocation. This thesis tries to figure out how to change of life insurance companies’ asset allocation in Taiwan during these years and bring suggestions to the firms.