| Summary: | 碩士 === 國立高雄應用科技大學 === 國際企業系 === 100 === Since the Financial Holding Company Act was implemented a decade ago in Taiwan , individual banks have been extending tremendous efforts to keep a competitive edge through business integration and transformation especially at times of economic downturns. In January, 2008, the 15th financial holding company was established, showing that the banking services are getting bigger in size and more diverse. However, how the subsidiaries of these financial holding companies enhance their performance and how they perform after several major global events are interesting issues and deserve further investigation.
In study, we investigate the operational performance of the subsidiaries of financial holding companies in Taiwan after they went through the second financial reform, the US subprime mortgage storm and the European sovereign debt crisis. We use the intermediation approach to select fixed asset, number of employee, deposit and operating expense as our input variables, and loans and interest income as the output variables. We, then, empirically analyze 14 subsidiaries of financial holding
companies for the period of 2008-2011 by using DEA (Data Envelopment Analysis).The slack variable analysis is employed to find out whether there are rooms for improvements in regards to the input and output variables of each financial holding company. At last, we use the sensitivity analysis to determine the key factors that may affect operational performance. The implications for management are also rendered for their future improvements.
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