A Comparative Study of Cross-strait Credit Industry Management System

• Main Author: 陳建彰
• Other Authors: 王文杰
• Format: Others
• Language: zh-TW
• Online Access: http://ndltd.ncl.edu.tw/handle/06716649903034723801

碩士 === 國立政治大學 === 法律科際整合研究所 === 103 === Taiwan has signed "Financial Regulatory Cooperation" and "Cross-Strait Economic Cooperation Framework Agreement" with China in the early years, which marks that the cross-strait economics, trade exchanges and financial cooperation has been in the orbit, which opens up a new era of cross-strait economics and trade relations. Since the "cross-strait economic cooperation framework agreement" ECFA was signed, economic ties and financial cooperation are more closely. Substantial growth in cross-strait financial institutions, commercial enterprise type, and credit management will present cross-regional, multi-level and diversified trend. At this time, credit management between Taiwan and China can be as a basis to highlight the growing of more frequent exchanges and Cross-Strait economic cooperation. The establishment of Unicom credit information exchange platform between Taiwan and China will help create a good financial credit environment .For the goal, realization of the credit industry management system difference between Taiwan and China is a must. The paper is divided into five chapters: the first chapter is an introduction; the second chapter introduces credit origin, definition, features, functions, classification and related concepts, and makes an overview of the evolution and development of modern Western and Eastern countries; the third chapter discusses credit institution, indicating that the definition of credit institutions, the role of classification, the establishment of entrance and exit conditions, and the comparison between public credit institutions and private credit bureaus . Then, the paper introduces the world's major national development process of the credit bureaus, and on this basis, compare credit institution between Taiwan and China; the fourth chapter points out the conflict between privacy and credit, and then introduces privacy connotation, development, and finally privacy of information is derived from the concept of privacy. Then discuss the rules for the credit industry. Finally, make a comparison of Taiwan and China Information Privacy differences; the fifth chapter summarizes the differences between the two sides of the credit industry, in order that it can build a basis for cross-strait joint platform of credit information, sharing of credit information of Taiwan and China. Finally, the paper provides the future direction of the sharing of credit information between Taiwan and China.