The Decision of House Ownership and Marriage in Taiwan: Aanalysis for Gender Differences

• Main Authors: HSU, CHE-HAO, 許哲晧
• Other Authors: LIN, JIA-HUEY
• Format: Others
• Language: zh-TW
• Published: 2017
• Online Access: http://ndltd.ncl.edu.tw/handle/kx9589

碩士 === 東海大學 === 經濟系 === 105 === In this paper, we first use the Probit model to investigate the impacts on house ownership and marriage decision in Taiwan by using Taiwan family dynamics database (Panel Study of Family Dynamics, PSFD) in the year 1999, 2000 and 2016. From previous related research, we doubt that the house ownership decision and marriage decision might exist endogenous problems, that is, marriage decision-making and house ownership decision-making will be considered at the same time. We find that the marriage decision have a positively significant impact on house ownership decision without consdering the potential endogenous problem and this results might be biased. Therefore, we then use the Binary Endogenous Probit model to consider the endogenous problem. We find that the effect of marriage decision on the house ownership decision is not significant, but the effect is positively significant for high income group. We also investigate if the house ownership decision and marriage decision are different between men and women. Under the analysis for gender differences, we find out that men are still expected for buying house in any case, while women can make housing decisions based on other objective conditions. Unlike the previous literature, the impact of marriage decision on house ownership decision by using the new sample in 2016 is still positively significant in the case of consdiering endogeneity.