The Analysis and Strategies for the Impact of Mobile Payment on Credit Card Business

碩士 === 世新大學 === 資訊管理學研究所(含碩專班) === 107 === In recent years, the rapid development of mobile payment, all types of industrial investment in development, including the financial sector is the most active; prior to use mobile payment, in addition to the deduction may agree upon consumer credit card, we...

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Bibliographic Details
Main Authors: LIN, VEI-IOU, 林威佑
Other Authors: CHEN, JUN-TING
Format: Others
Language:zh-TW
Published: 2019
Online Access:http://ndltd.ncl.edu.tw/handle/sj785c
Description
Summary:碩士 === 世新大學 === 資訊管理學研究所(含碩專班) === 107 === In recent years, the rapid development of mobile payment, all types of industrial investment in development, including the financial sector is the most active; prior to use mobile payment, in addition to the deduction may agree upon consumer credit card, we can use linked bank account by direct debit, this phenomenon has changed the development of the credit card business, providing more selective. This thesis will take S bank as the research object, based on the background of internal and external environment and the development of financial industry, with primary data collection, observation and secondary data collection and analysis, case study and induction as the research methods, and join the implementation of the overall environmental analysis, internal and external industrial environment and collocation case studies, and according to the case management environment and information technology development strategy SWOT points. This paper analyzes and discusses the impact scope and Countermeasures of action payment and information system architecture. Provided in response mode for a case study S Bank, including training mobile payment IT talent, the account agreement system expansion, the credit card system is idle use, simplify the agreed credit card business processes, simplifying conventions credit card system processes, open external series conventions credit card, cooperation with the industry viable assessments. The research standpoint of this thesis is based on the financial industry, and the object of observation and case study is also the financial industry. The research direction is limited in this respect. It is suggested that in the future, if we add the perspective of non-financial related industries and industries related to action payment, we can achieve a more complete research orientation through research and analysis in a suitable way for this industry.