The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya

This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in T...

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Bibliographic Details
Published in:Indonesian Interdisciplinary Journal of Sharia Economics
Main Authors: Alma Cynthia, Muslimin Muslimin
Format: Article
Language:English
Published: Universitas KH Abdul Chalim, Prodi Ekonomi Syariah 2025-07-01
Subjects:
Digital payments
Financial literacy
Financial Management
MSME's Performance
Online Access:https://e-journal.uac.ac.id/index.php/iijse/article/view/6324
Description
Summary:This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in Tenggilis Mejoyo District, Surabaya. The incidental sampling method was used to collect a sample of 94 respondents. Smart-PLS 4.0 was utilized to analyze SEM-PLS data. The results indicate that digital payment has no significant effect on MSME performance. Meanwhile, financial literacy and financial management significantly influence MSME performance.
ISSN:2621-606X

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