Funding sources in mobile payments systems
<p>The article aims to propose the classification of mobile payments systems based on the prevailing type of funding sources and the settlement mechanisms. The main types of mobile payments systems were presented, followed by the proposed list of conceptual models. The research based on analys...
| Published in: | Copernican Journal of Finance & Accounting |
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| Main Author: | |
| Format: | Article |
| Language: | English |
| Published: |
Nicolaus Copernicus University in Toruń
2013-12-01
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| Subjects: | |
| Online Access: | https://apcz.umk.pl/czasopisma/index.php/CJFA/article/view/3236 |
| Summary: | <p>The article aims to propose the classification of mobile payments systems based on the prevailing type of funding sources and the settlement mechanisms. The main types of mobile payments systems were presented, followed by the proposed list of conceptual models. The research based on analysis of business models used by m- -payments systems worldwide shows that the choice of funding sources is wide. Few of them are almost completely independent of interbank payment systems, effectively creating the alternative flow of monetary value.</p> |
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| ISSN: | 2300-1240 2300-3065 |