Consumer finance: challenges for operational research

by Thomas, Lyn C.
Published 2010

Modelling credit risk of portfolios of consumer loans

by Malik, Madhur, Thomas, Lyn C.
Published 2010

Transition matrix models of consumer credit ratings

by Malik, Madhur, Thomas, Lyn C.
Published 2012

Comparison of linear regression and survival analysis using single and mixture distribution approaches in modelling LGD

by Zhang, Jie, Thomas, Lyn C.
Published 2012

Does segmentation always improve model performance in credit scoring?

by Bijak, Katarzyna, Thomas, Lyn C.
Published 2012

Modelling LGD for unsecured retail loans using Bayesian methods

by Bijak, Katarzyna, Thomas, Lyn C.
Published 2015

Credit card pricing and impact of adverse selection

by Huang, Bo, Thomas, Lyn C.
Published 2014

The effect of introducing economic variables into credit scorecards: an example from invoice discounting

by Zhang, Jie, Thomas, Lyn C.
Published 2015

Managing inventory and production capacity in start-up firms

by Thomas, Lyn C., Possani, E
Published 2014

The impact of the Basel Accords on lender's profitability under different pricing decisions

by Huang, Bo, Thomas, Lyn C.
Published 2015

The relationship between default and economic cycles for retail portfolios across countries

by Breeden, J.L, Thomas, Lyn C.
Published 2008

Training and repair policies for stand-by systems

by Thomas, Lyn C., Kim, Y.H
Published 2012

Comparing reinforcement learning approaches for solving game theoretic models: a dynamic airline pricing game example

by Collins, A.J, Thomas, Lyn C.
Published 2012

Finding the nucleoli of large cooperative games

by Nguyen, Tri-Dung, Thomas, Lyn C.
Published 2016

Dynamic affordability assessment: predicting an applicant's ability to repay over the life of the loan

by Bijak, Katarzyna, Thomas, Lyn C., Mues, Christophe
Published 2014

Improving credit scoring by differentiating default behaviour

by Bravo, Cristian, Thomas, Lyn C., Weber, Richard
Published 2015

Application of survival analysis to cash flow modelling for mortgage products

by Thomas, Lyn C., McDonald, Ross, Matuszyk, A.
Published 2010

Stress testing credit card portfolios: an application in South Africa

by Seah, Y., So, M.C, Thomas, Lyn C.
Published 2014

When to rebuild or when to adjust scorecards

by Jung, K.M, Thomas, Lyn C., So, M.C
Published 2015