The Effect of Sharia Financial Literacy and Risk Perception on the Intention to Use Shopee Paylater in Generation Z with Religiosity as a Moderating Variable (A Study on UIN Alauddin Makassar Students)

This study aims to analyze the influence of Sharia financial literacy and risk perception on the intention to use Shopee PayLater among Generation Z students at UIN Alauddin Makassar, as well as to evaluate the role of religiosity as a moderating variable in this relationship. A quantitative approa...

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Bibliographic Details

Published in:	Indonesian Interdisciplinary Journal of Sharia Economics
Main Authors:	Nurhidayah Nurhidayah, Saiful Muchlis, Nasrullah Bin Sapa
Format:	Article
Language:	English
Published:	Universitas KH Abdul Chalim, Prodi Ekonomi Syariah 2025-08-01
Subjects:	Sharia Financial Literacy, Risk Perception, Intention to Use, and Religiosity
Online Access:	https://www.e-journal.uac.ac.id/index.php/iijse/article/view/7806