An Alternative for Future Lending: Income-Linked Repayments

The study presents the most typical domestic and international trends in mortgage lending models and product development through a literature review of their historical evolution. It concludes that innovations concerning the basic structure of mortgage loan products have not spread in the Hungarian...

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Bibliographic Details

Published in:	Financial and Economic Review
Main Author:	Zsombor Incze
Format:	Article
Language:	English
Published:	Magyar Nemzeti Bank (Central Bank of Hungary) 2025-09-01
Subjects:	mortgage loan career cycle instalment house purchase housing affordability
Online Access:	https://hitelintezetiszemle.mnb.hu/sw/static/file/fer-24-3-st5-incze.pdf