Unlocking the Potential of Digital Payment: How Financial Habits Drive Digital Payment Adoption Among Indonesia's MSMEs

Financial literacy is essential for proficient financial management, impacting the utilization and enhancement of financial technology such as digital payment within Micro, Small, and Medium Enterprises (MSMEs). This study investigates the influence of financial literacy on the effectiveness of digi...

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Bibliographic Details

Published in:	Jurnal Aplikasi Manajemen
Main Authors:	Evelin Sutrisno, Romauli Nainggolan
Format:	Article
Language:	English
Published:	University of Brawijaya 2025-07-01
Subjects:	digital payments financial behavior financial literacy msme owners the effectiveness of qris use
Online Access:	https://jurnaljam.ub.ac.id/index.php/jam/article/view/8671