Digital Finance, Digital Usage Divide, and Urban–Rural Income Gap: Evidence from China

Digital finance can reduce the urban–rural income gap, but the digital divide may limit this effect. This study develops a theoretical framework to explore the interactions between digital finance, the digital usage gap, and income disparity. Using data from 274 Chinese cities, the research applies...

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Bibliographic Details

Published in:	Systems
Main Authors:	Yanfei Xiao, Mengli Yin, Huilin Wang, Yunbo Xiang
Format:	Article
Language:	English
Published:	MDPI AG 2025-02-01
Subjects:	digital finance urban–rural income gap digital usage divide traditional finance China
Online Access:	https://www.mdpi.com/2079-8954/13/3/145