E-money applications tuition fee loan behavioral analysis using valence framework and technology acceptance analysis

In developing countries like the Philippines, the adoption of e-money applications for educational purposes—particularly tuition fee loans—remains limited. This is largely due to technological and infrastructural constraints, including inadequate internet access and low financial literacy. While e-m...

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Bibliographic Details

Published in:	Acta Psychologica
Main Authors:	Dhonn Q. Tomas, Christian Gerard E. Eleria, Ruth Catherine R. Oquialda, Sharian Mae B. Pascasio, Ardvin Kester S. Ong
Format:	Article
Language:	English
Published:	Elsevier 2025-10-01
Subjects:	Tuition fee loans Digital finance Mobile banking UTAUT3 Valence framework
Online Access:	http://www.sciencedirect.com/science/article/pii/S0001691825007875