Implikasi Hukum Penggunaan Data Pribadi Pihak Ketiga Terhadap Keabsahan Perjanjian Pinjam Meminjam Uang Berbasis Teknologi Informasi

• Main Authors: I Nyoman Adi Pardana, Sihabudin Sihabudin, Dhiana Puspitawati
• Format: Article
• Language: English
• Published: Universitas Negeri Malang 2020-01-01
• Series: Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan
• Subjects: third party personal data, loan contracts, information technologybased loan
• Online Access: http://journal2.um.ac.id/index.php/jppk/article/view/8391

This study focuses on discussing the validity of information technology-based loan contracts and the use of third party personal data for company activities in the event of default. This study uses a normative juridical method with a legislative approach and a case approach. Loan contracts use legitimate electronic transactions if there is a contract of the parties that bind themselves. An information technology-based loan contracts to borrow money using third party personal data without permission will not cancel the contract. A third party can apply to the court to cancel himself as a party involved in the agreement.