Ability and Willingness to Pay Premium in the Framework of National Health Insurance System
Background: The National Health Insurance is one of the government’s efforts to improve community access to health services. The government has fixed the premiums to be paid by community, except for underprivileged community. The aim of the study was to identify Ability to Pay (ATP) and Willingness...
Main Authors: | , , |
---|---|
Format: | Article |
Language: | English |
Published: |
Universitas Padjadjaran
2015-12-01
|
Series: | Althea Medical Journal |
Subjects: | |
Online Access: | http://journal.fk.unpad.ac.id/index.php/amj/article/view/635 |
id |
doaj-15725d3ae0124a068b991a41ab441732 |
---|---|
record_format |
Article |
spelling |
doaj-15725d3ae0124a068b991a41ab4417322020-11-25T01:54:59ZengUniversitas PadjadjaranAlthea Medical Journal2337-43302337-43302015-12-012450250510.15850/amj.v2n4.635Ability and Willingness to Pay Premium in the Framework of National Health Insurance SystemAulia Abdillah RamadhanAndri Reza RahmadiHenni DjuhaeniBackground: The National Health Insurance is one of the government’s efforts to improve community access to health services. The government has fixed the premiums to be paid by community, except for underprivileged community. The aim of the study was to identify Ability to Pay (ATP) and Willingness to Pay (WTP) of the national health insurance premium. Methods: A descriptive study which involved 210 housewives who were chosen by rapid survey method was conducted from September to November 2013 in Cipacing village, Jatinangor, Sumedang, West Java. Data collection was using questionnaire to obtain level of ability and willingness to pay the health insurance premium. The results were compared to the required premium by the government (Rp 22,000,-). Results: Most of the respondents were only housewives, but there were still respondents who were private workers. Most of them were 20–39 years old. About 57.6% of the respondents were able to pay for the required premium, but Only 17.4% of the them were willing to pay according to the required premium. Conclusions: The ATP of the respondents are higher compared to the WTP, meaning that most of the respondents are able to pay the requires premium but are not willing to pay it. http://journal.fk.unpad.ac.id/index.php/amj/article/view/635Ability to payIndonesian health insurancewillingness to pay |
collection |
DOAJ |
language |
English |
format |
Article |
sources |
DOAJ |
author |
Aulia Abdillah Ramadhan Andri Reza Rahmadi Henni Djuhaeni |
spellingShingle |
Aulia Abdillah Ramadhan Andri Reza Rahmadi Henni Djuhaeni Ability and Willingness to Pay Premium in the Framework of National Health Insurance System Althea Medical Journal Ability to pay Indonesian health insurance willingness to pay |
author_facet |
Aulia Abdillah Ramadhan Andri Reza Rahmadi Henni Djuhaeni |
author_sort |
Aulia Abdillah Ramadhan |
title |
Ability and Willingness to Pay Premium in the Framework of National Health Insurance System |
title_short |
Ability and Willingness to Pay Premium in the Framework of National Health Insurance System |
title_full |
Ability and Willingness to Pay Premium in the Framework of National Health Insurance System |
title_fullStr |
Ability and Willingness to Pay Premium in the Framework of National Health Insurance System |
title_full_unstemmed |
Ability and Willingness to Pay Premium in the Framework of National Health Insurance System |
title_sort |
ability and willingness to pay premium in the framework of national health insurance system |
publisher |
Universitas Padjadjaran |
series |
Althea Medical Journal |
issn |
2337-4330 2337-4330 |
publishDate |
2015-12-01 |
description |
Background: The National Health Insurance is one of the government’s efforts to improve community access to health services. The government has fixed the premiums to be paid by community, except for underprivileged community. The aim of the study was to identify Ability to Pay (ATP) and Willingness to Pay (WTP) of the national health insurance premium.
Methods: A descriptive study which involved 210 housewives who were chosen by rapid survey method was conducted from September to November 2013 in Cipacing village, Jatinangor, Sumedang, West Java. Data collection was using questionnaire to obtain level of ability and willingness to pay the health insurance premium. The results were compared to the required premium by the government (Rp 22,000,-).
Results: Most of the respondents were only housewives, but there were still respondents who were private workers. Most of them were 20–39 years old. About 57.6% of the respondents were able to pay for the required premium, but Only 17.4% of the them were willing to pay according to the required premium.
Conclusions: The ATP of the respondents are higher compared to the WTP, meaning that most of the respondents are able to pay the requires premium but are not willing to pay it. |
topic |
Ability to pay Indonesian health insurance willingness to pay |
url |
http://journal.fk.unpad.ac.id/index.php/amj/article/view/635 |
work_keys_str_mv |
AT auliaabdillahramadhan abilityandwillingnesstopaypremiumintheframeworkofnationalhealthinsurancesystem AT andrirezarahmadi abilityandwillingnesstopaypremiumintheframeworkofnationalhealthinsurancesystem AT hennidjuhaeni abilityandwillingnesstopaypremiumintheframeworkofnationalhealthinsurancesystem |
_version_ |
1724985756939714560 |