Usage of digital information technology in financial education and financial inclusion. Case Study of young adults who study economics

• Main Author: Bożena Frączek
• Format: Article
• Language: deu
• Published: Łukasiewicz Research Network – The Institute for Sustainable Technologies 2019-12-01
• Series: Edukacja Ustawiczna Dorosłych
• Subjects: digital information technologies; innovation in finance; youth
• Online Access: https://edukacjaustawicznadoroslych.eu/images/2019/4/10_4_2019.pdf

Modern information technology (including digital information technology) plays the crucial role in contemporary world development. It penetrates many areas of daily life of individuals, households, enterprises, financial institutions and at the same time influences in direct or indirect way on societies and economies development. Information and communication technology (IcT) usage is ubiquitous and has a strong impact on whole societies, but it is mainly pervasive among present day youth. The study of literature as well as the observation of reality confirm both chance and threat of digital information technology for children and youth development. Therefore, the research questions are: 1) May the digital information technology be a threat to youth with further negative influence on economy? 2) Is the digital information technology sufficiently used by young people? The results of research confirm that young people are not aware about its meaning and responsibility in proper usage of modern technology in contemporary world, what brings serious threats for development of societies and economies. The fundamental problem to solve is to equip the young people in this awareness, which may cause positive change.