ELECTRONIC BANKING AND ELECTRONIC COMMERCE IN SERBIA
Nowadays, we may witness to dramatic and visible changes in our life environment. Business ambient for companies is different every day, and it is very hard to predict a direction of future changes. There is an environment characterized by sharp competition and increasing number of competitors...
Main Authors: | , |
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Format: | Article |
Language: | English |
Published: |
KD Mapro
2014-10-01
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Series: | Journal of Process Management. New Technologies |
Subjects: | |
Online Access: | http://www.japmnt.com/images/Volume%202/Issue%204/12.%20electronic%20banking%20and%20electronic%20commerce%20in%20serbia.pdf |
Summary: | Nowadays, we may witness to dramatic
and visible changes in our life environment. Business
ambient for companies is different every day, and it is
very hard to predict a direction of future changes.
There is an environment characterized by sharp
competition and increasing number of competitors,
fast technological improvements and highly
sophisticated and informed costumers. Technological
process influences the humanity strongly, changing
the way that people live, work and spend. Electronic
commerce and electronic banking has become
incontinent, and makes a great part of today's total
transactions. There are an increasing number of
companies that perform their business that way and
make profit. Social networks are proven to be the
least expensive way of information exchange, and
they are present in almost every part of the world.
The globalization has reached the most distant parts
of the Earth. Every resistance to new technologies is
dangerous and may lead to bankruptcy.
Due to the EU expansion, Internet users are to be
expected, and prosperity of the e-commerce business
models at the same time. In Serbia, electronic
commerce is present, but not as developed as in EU
countries. E-commerce, however it might be
successful throughout the world, it is somewhat slow
in its growth in Serbia. The reasons are numerous,
and main obstacles are the lack of trust, still limited
usage of banking cards, avoiding of e-payments by
older population etc. Also, the recent scandals over
the misuse of personal data, and e-crime are
discouraging factors for the growth of e-trade and ebanking.
The younger generations are ever more
ready to use e-commerce, since they are open to new
technologies and do not have the defensive attitude
towards it. E-commerce and e-banking has growing
potential even among older population, if the society
prevents them from fear and mistrust.
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ISSN: | 2334-735X 2334-7449 |