PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL
Economic development in Indonesia require funding from many sources. One source of funding is from the Islamic banks in recent years experienced a very rapid expansion, both of the institution and the assets and the distribution of funds. This study aims to look at the link between non-performing f...
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doaj-491c2f1353ad4753abbcba1019bc06412020-11-25T00:15:59ZengUniversitas Negeri JakartaEconosains: Jurnal Online Ekonomi dan Pendidikan2252-84902012-08-01102231250PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL Sri Indah Nikensari 0Dian Sugiarti 1Tuty Sariwulan 2Fakultas Ekonomi Universitas Negeri JakartaFakultas Ekonomi Universitas Negeri JakartaFakultas Ekonomi Universitas Negeri JakartaEconomic development in Indonesia require funding from many sources. One source of funding is from the Islamic banks in recent years experienced a very rapid expansion, both of the institution and the assets and the distribution of funds. This study aims to look at the link between non-performing financing (NPF) (X1) and the profit sharing ratio (X2) to the amount of mudharabah financing (Y) in Islamic banks and Islamic business units in Indonesia. But in the process of analysis, because of autocorrelation, then added the other explanatory variables are mudharabah financing at the previous period (X3). The results showed a significant effect of the profit sharing ratio received by the bank (X2), then the mudharabah financing at the previous period (X3) to the mudharabah financing at current period (Y), but the magnitude of the NPF last period had no significant effect to the amount of mudarabah financing at current period. The lack of effect of NPF to the meaninglessness of financing was indicated that the handling of non-performing loans (NPF) used rescheduling and reconditioning scheme and financing into qordhul hasan. Although partially NPF had no significant effect to the financing, but together these three explanatory variables have a significant impact on financing. The coefficient of determination indicates the amount of 0.991, which means that 99% more variation in the mudharabah financing can be explained by the three explanatory variables.http://journal.unj.ac.id/unj/index.php/econosains/article/view/635Mudharabah Financingnon performance financingqordhul hasanprofit sharing ratio |
collection |
DOAJ |
language |
English |
format |
Article |
sources |
DOAJ |
author |
Sri Indah Nikensari Dian Sugiarti Tuty Sariwulan |
spellingShingle |
Sri Indah Nikensari Dian Sugiarti Tuty Sariwulan PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL Econosains: Jurnal Online Ekonomi dan Pendidikan Mudharabah Financing non performance financing qordhul hasan profit sharing ratio |
author_facet |
Sri Indah Nikensari Dian Sugiarti Tuty Sariwulan |
author_sort |
Sri Indah Nikensari |
title |
PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL |
title_short |
PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL |
title_full |
PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL |
title_fullStr |
PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL |
title_full_unstemmed |
PEMBIAYAAN MUDHARABAH DAN KAITANNYA DENGAN NON PERFORMING FINANCING (NPF) DAN BAGI HASIL |
title_sort |
pembiayaan mudharabah dan kaitannya dengan non performing financing (npf) dan bagi hasil |
publisher |
Universitas Negeri Jakarta |
series |
Econosains: Jurnal Online Ekonomi dan Pendidikan |
issn |
2252-8490 |
publishDate |
2012-08-01 |
description |
Economic development in Indonesia require funding from many sources. One source of funding is from the Islamic banks in recent years experienced a very rapid expansion, both of the institution and the assets and the distribution of funds.
This study aims to look at the link between non-performing financing (NPF) (X1) and the profit sharing ratio (X2) to the amount of mudharabah financing (Y) in Islamic banks and Islamic business units in Indonesia. But in the process of analysis, because of autocorrelation, then added the other explanatory variables are mudharabah financing at the previous period (X3). The results showed a significant effect of the profit sharing ratio received by the bank (X2), then the mudharabah financing at the previous period (X3) to the mudharabah financing at current period (Y), but the magnitude of the NPF last period had no significant effect to the amount of mudarabah financing at current period. The lack of effect of NPF to the meaninglessness of financing was indicated that the handling of non-performing loans (NPF) used rescheduling and reconditioning scheme and financing into qordhul hasan. Although partially NPF had no significant effect to the financing, but together these three explanatory variables have a significant impact on financing. The coefficient of determination indicates the amount of 0.991, which means that 99% more variation in the mudharabah financing can be explained by the three explanatory variables. |
topic |
Mudharabah Financing non performance financing qordhul hasan profit sharing ratio |
url |
http://journal.unj.ac.id/unj/index.php/econosains/article/view/635 |
work_keys_str_mv |
AT sriindahnikensari pembiayaanmudharabahdankaitannyadengannonperformingfinancingnpfdanbagihasil AT diansugiarti pembiayaanmudharabahdankaitannyadengannonperformingfinancingnpfdanbagihasil AT tutysariwulan pembiayaanmudharabahdankaitannyadengannonperformingfinancingnpfdanbagihasil |
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