THE MICROENTERPRISING SIZE AND ACCEPTANCE OF ISLAMIC HEALTH INSURANCE (TAKAFUL) IN NORTHWESTERN NIGERIA
Application of Theory of Planned Behavior (TPB) in Islamic Health Insurance (takaful) acceptance revealed mixed findings. Hence, the need for a moderating variable to explain the conflicting results. This paper examines the moderating role of size of microenterprise among the TPB variables. To achie...
Main Authors: | , |
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Format: | Article |
Language: | English |
Published: |
Bank Indonesia
2019-11-01
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Series: | Journal of Islamic Monetary Economics and Finance |
Subjects: | |
Online Access: | http://jimf-bi.org/index.php/JIMF/article/view/1153 |
Summary: | Application of Theory of Planned Behavior (TPB) in Islamic Health Insurance
(takaful) acceptance revealed mixed findings. Hence, the need for a moderating
variable to explain the conflicting results. This paper examines the moderating role
of size of microenterprise among the TPB variables. To achieve this end, quantitative
methodology adopted through distribution of research questionnaires among the
participants of the study. Results indicate that attitude, social influence, perceived
behavioral control and size of microenterprises significantly influence Islamic Health
Insurance (takaful) acceptance intention among microenterprises in northwestern
Nigeria. The findings also revealed that size of microenterprise moderates the effect
of social influence on Islamic Health Insurance acceptance intention, but it failed to
moderate the influence of attitude and perceived behavioral control on Islamic Health
Insurance acceptance intention in same context. It implied that size of microenterprises
does not matter most in Islamic Health Insurance acceptance; nonetheless, the finding
contributes to the Theories of Reasoned Action and Planned Behavior as it provides
evidence on the significant moderating role of size on the effect social influence on
Islamic Health Insurance acceptance intention among microenterprises. |
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ISSN: | 2460-6146 2460-6618 |