Loan Products Included in the Offer of Commercial Banks
A bank loan is the main form of economical credit. It is for corporate activities - for medium and big companies and for retail activities - for small companies and individuals. The conditions for credit mainly depend on the quality of customers, it means their ability to perform a profitable activi...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
General Association of Economists from Romania
2009-04-01
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| Series: | Theoretical and Applied Economics |
| Subjects: | |
| Online Access: |
http://store.ectap.ro/articole/382.pdf
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| Summary: | A bank loan is the main form of economical credit. It is for corporate
activities - for medium and big companies and for retail activities - for
small companies and individuals.
The conditions for credit mainly depend on the quality of customers, it
means their ability to perform a profitable activity and to be able to pay back
the credits.
For reasons which are mainly connected to marketing, bank practice has
developed a large range of credit names, trying to emphasize some of the parts
of the products or to take profit of some competition advantages in relation
with customers’ products. We are trying to include the offer of bank loans in a
typology which takes into account the law, the bank field rules and the main
technical features of the offered products. |
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| ISSN: | 1841-8678 1844-0029 |