Methods of Risk Management at the Banking Level
The risk supposed by banks on the market, the most common and the most popular is the interest rate risk. For this reason, each banking institution tries to quantify it in order to be able to monitor it permanently and to take the necessary measures to reduce it. The interest rate risk is generated...
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| Format: | Article |
| Language: | English |
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Dunarea de Jos University of Galati
2019-07-01
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| Series: | Risk in Contemporary Economy |
| Online Access: | http://www.rce.feaa.ugal.ro/images/stories/RCE2019/Dragoi_Nicolescu.pdf |
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doaj-6399a9f0c63446218f6599824ab63fda2020-11-25T02:07:55ZengDunarea de Jos University of Galati Risk in Contemporary Economy2067-05322067-05322019-07-0111352360Methods of Risk Management at the Banking LevelVioleta Elena Dragoi0Adelina Nicoleta Nicolescu1Valahia University of Targoviste, RomaniaValahia University of Targoviste, RomaniaThe risk supposed by banks on the market, the most common and the most popular is the interest rate risk. For this reason, each banking institution tries to quantify it in order to be able to monitor it permanently and to take the necessary measures to reduce it. The interest rate risk is generated by the decreasing of commission incomes and of bank earned interests, at the same time with the increase of interest expenses paid over a reference period. The quantification involves the calculation of specific indicators, of which the most common is the spread or GAP.http://www.rce.feaa.ugal.ro/images/stories/RCE2019/Dragoi_Nicolescu.pdf |
| collection |
DOAJ |
| language |
English |
| format |
Article |
| sources |
DOAJ |
| author |
Violeta Elena Dragoi Adelina Nicoleta Nicolescu |
| spellingShingle |
Violeta Elena Dragoi Adelina Nicoleta Nicolescu Methods of Risk Management at the Banking Level Risk in Contemporary Economy |
| author_facet |
Violeta Elena Dragoi Adelina Nicoleta Nicolescu |
| author_sort |
Violeta Elena Dragoi |
| title |
Methods of Risk Management at the Banking Level |
| title_short |
Methods of Risk Management at the Banking Level |
| title_full |
Methods of Risk Management at the Banking Level |
| title_fullStr |
Methods of Risk Management at the Banking Level |
| title_full_unstemmed |
Methods of Risk Management at the Banking Level |
| title_sort |
methods of risk management at the banking level |
| publisher |
Dunarea de Jos University of Galati |
| series |
Risk in Contemporary Economy |
| issn |
2067-0532 2067-0532 |
| publishDate |
2019-07-01 |
| description |
The risk supposed by banks on the market, the most common and the most popular is the interest rate risk. For this reason, each banking institution tries to quantify it in order to be able to monitor it permanently and to take the necessary measures to reduce it. The interest rate risk is generated by the decreasing of commission incomes and of bank earned interests, at the same time with the increase of interest expenses paid over a reference period. The quantification involves the calculation of specific indicators, of which the most common is the spread or GAP. |
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http://www.rce.feaa.ugal.ro/images/stories/RCE2019/Dragoi_Nicolescu.pdf |
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