MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS
A number of reasons have been advanced in order to explain why banks began to expand worldwide. There were several aspects that were aimed such as the client-bank relationship, the need for people to cooperate with these institutions and financial intermediaries in the host country. Mergers seek...
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Academica Brâncuşi
2014-08-01
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Series: | Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie |
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Online Access: | http://www.utgjiu.ro/revista/ec/pdf/2014-04/10_Radulescu.pdf |
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doaj-89b0884744ad46ff87914350e3e4db082020-11-25T00:21:12ZengAcademica BrâncuşiAnalele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie 1844-70071844-70072014-08-014 6772 MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISISRADULESCU MAGDALENA 0UNIVERSITY OF PITESTI A number of reasons have been advanced in order to explain why banks began to expand worldwide. There were several aspects that were aimed such as the client-bank relationship, the need for people to cooperate with these institutions and financial intermediaries in the host country. Mergers seek to improve the revenue derived from services performed later, but the increase is offset by personnel costs increase, while acquisitions are observed in order to restructure the acquired bank's loan portfolio and on the application of the improved lending policies that lead to higher profits. These things were best observed during the current crisis period. Regardless of the negative effects of the crisis, there were some banks which were not impacted. The large banking groups merged and by this means they managed to gain the power to dominate and control the entire activity of the field. http://www.utgjiu.ro/revista/ec/pdf/2014-04/10_Radulescu.pdf mergers and acquisitionsbanking systemsRomaniamultinational banksfinancial crisis. |
collection |
DOAJ |
language |
English |
format |
Article |
sources |
DOAJ |
author |
RADULESCU MAGDALENA |
spellingShingle |
RADULESCU MAGDALENA MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie mergers and acquisitions banking systems Romania multinational banks financial crisis. |
author_facet |
RADULESCU MAGDALENA |
author_sort |
RADULESCU MAGDALENA |
title |
MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS |
title_short |
MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS |
title_full |
MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS |
title_fullStr |
MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS |
title_full_unstemmed |
MERGERS AND ACQUISITIONS THAT STRENGTHEN THE BANKING SYSTEMS DURING THE CRISIS |
title_sort |
mergers and acquisitions that strengthen the banking systems during the crisis |
publisher |
Academica Brâncuşi |
series |
Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie |
issn |
1844-7007 1844-7007 |
publishDate |
2014-08-01 |
description |
A number of reasons have been advanced in order to explain why banks began to expand worldwide.
There were several aspects that were aimed such as the client-bank relationship, the need for people to
cooperate with these institutions and financial intermediaries in the host country. Mergers seek to improve the
revenue derived from services performed later, but the increase is offset by personnel costs increase, while
acquisitions are observed in order to restructure the acquired bank's loan portfolio and on the application of the
improved lending policies that lead to higher profits. These things were best observed during the current crisis
period. Regardless of the negative effects of the crisis, there were some banks which were not impacted. The
large banking groups merged and by this means they managed to gain the power to dominate and control the
entire activity of the field.
|
topic |
mergers and acquisitions banking systems Romania multinational banks financial crisis. |
url |
http://www.utgjiu.ro/revista/ec/pdf/2014-04/10_Radulescu.pdf |
work_keys_str_mv |
AT radulescumagdalena mergersandacquisitionsthatstrengthenthebankingsystemsduringthecrisis |
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1725363410758008832 |