Social Credit: promising direction of further reforming of the Russian pension system

• Main Author: P. P. Goncharov
• Format: Article
• Language: Russian
• Published: Russian Academy of Entrepreneurship 2020-01-01
• Series: Путеводитель предпринимателя
• Subjects: social credit; russian pension system; human capital; funded component of the pension system; cumulative pension insurance; pension savings; freezing of pension savings; educational crediting; improvement of conditions for inhabitation; interest rate; offsetting of interest rates; expanded reproduction of human capital
• Online Access: https://www.pp-mag.ru/jour/article/view/1265
• ISSN: 2073-9885; 2687-136X

Russian pension system faced serious challenges. It’s distributive and insurance components can’t rich aims of pension system in the long-term because of high degree of dependence on demographic situation; it’s accumulative component - because of not enough reliability caused by dependence on conjuncture of the financial market. On our mind, ways of improving the defect of third component can be found. In this connection, scientists face the task to create the conception of investing pension savings, which would provide both increase in stability of pension system and positive influence on other parameters of socioeconomic development of the country.