Development Initiatives, Micro-Enterprise Performance and Sustainability
Towards improving the socio-economic condition of low-income households, development organizations offer a repertoire of initiatives. This study focused on the impacts of access to working capital and enterprise development training programs, on the performance and sustainability of micro-enterprise...
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doaj-afe4b46ccc9047ee8abdb54d0b1fa34d2020-11-24T20:51:48ZengMDPI AGInternational Journal of Financial Studies2227-70722018-08-01637410.3390/ijfs6030074ijfs6030074Development Initiatives, Micro-Enterprise Performance and SustainabilityWan Nurulasiah binti Wan Mustapa0Abdullah Al Mamun1Mohamed Dahlan Ibrahim2Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Karung Berkunci 36, Taman Bendahara, 16100 Pengkalan Chepa, Kelantan, MalaysiaGlobal Entrepreneurship Research and Innovation Centre (GERIC), Karung Berkunci 36, Taman Bendahara, 16100 Pengkalan Chepa, Kelantan, MalaysiaFaculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Karung Berkunci 36, Taman Bendahara, 16100 Pengkalan Chepa, Kelantan, MalaysiaTowards improving the socio-economic condition of low-income households, development organizations offer a repertoire of initiatives. This study focused on the impacts of access to working capital and enterprise development training programs, on the performance and sustainability of micro-enterprises owned and managed by low-income households, in the state of Kelantan, Peninsular Malaysia. The data of 450 micro-entrepreneurs, was randomly selected from the participants’ list of three development organizations servicing Kelantan: Amanah Ikhtiar Malaysia (AIM); National Entrepreneurs Economic Group Fund (TEKUN); and Malaysia Fisheries Development Board (LKIM). This study revealed several participation indicators (i.e., years of participation, total number of trainings, total number of training hours received, and number of center meetings or discussions attended, etc.), which have a positive effect on micro-enterprise performance and sustainability. However, the findings were inconclusive as one of the key participation indicators, ‘total amount of economic loans received’, showed a negative (not statistically significant) effect on micro-enterprise performance and sustainability. This study expanded the limited literature on micro-enterprise performance and sustainability, and the role of working capital and enterprise development training programs; thus providing a clearer understanding of the effectiveness of current development initiatives.http://www.mdpi.com/2227-7072/6/3/74micro-credittraininglow-income householdsmicro-enterprise performancemicro-enterprise sustainabilityMalaysia |
collection |
DOAJ |
language |
English |
format |
Article |
sources |
DOAJ |
author |
Wan Nurulasiah binti Wan Mustapa Abdullah Al Mamun Mohamed Dahlan Ibrahim |
spellingShingle |
Wan Nurulasiah binti Wan Mustapa Abdullah Al Mamun Mohamed Dahlan Ibrahim Development Initiatives, Micro-Enterprise Performance and Sustainability International Journal of Financial Studies micro-credit training low-income households micro-enterprise performance micro-enterprise sustainability Malaysia |
author_facet |
Wan Nurulasiah binti Wan Mustapa Abdullah Al Mamun Mohamed Dahlan Ibrahim |
author_sort |
Wan Nurulasiah binti Wan Mustapa |
title |
Development Initiatives, Micro-Enterprise Performance and Sustainability |
title_short |
Development Initiatives, Micro-Enterprise Performance and Sustainability |
title_full |
Development Initiatives, Micro-Enterprise Performance and Sustainability |
title_fullStr |
Development Initiatives, Micro-Enterprise Performance and Sustainability |
title_full_unstemmed |
Development Initiatives, Micro-Enterprise Performance and Sustainability |
title_sort |
development initiatives, micro-enterprise performance and sustainability |
publisher |
MDPI AG |
series |
International Journal of Financial Studies |
issn |
2227-7072 |
publishDate |
2018-08-01 |
description |
Towards improving the socio-economic condition of low-income households, development organizations offer a repertoire of initiatives. This study focused on the impacts of access to working capital and enterprise development training programs, on the performance and sustainability of micro-enterprises owned and managed by low-income households, in the state of Kelantan, Peninsular Malaysia. The data of 450 micro-entrepreneurs, was randomly selected from the participants’ list of three development organizations servicing Kelantan: Amanah Ikhtiar Malaysia (AIM); National Entrepreneurs Economic Group Fund (TEKUN); and Malaysia Fisheries Development Board (LKIM). This study revealed several participation indicators (i.e., years of participation, total number of trainings, total number of training hours received, and number of center meetings or discussions attended, etc.), which have a positive effect on micro-enterprise performance and sustainability. However, the findings were inconclusive as one of the key participation indicators, ‘total amount of economic loans received’, showed a negative (not statistically significant) effect on micro-enterprise performance and sustainability. This study expanded the limited literature on micro-enterprise performance and sustainability, and the role of working capital and enterprise development training programs; thus providing a clearer understanding of the effectiveness of current development initiatives. |
topic |
micro-credit training low-income households micro-enterprise performance micro-enterprise sustainability Malaysia |
url |
http://www.mdpi.com/2227-7072/6/3/74 |
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AT wannurulasiahbintiwanmustapa developmentinitiativesmicroenterpriseperformanceandsustainability AT abdullahalmamun developmentinitiativesmicroenterpriseperformanceandsustainability AT mohameddahlanibrahim developmentinitiativesmicroenterpriseperformanceandsustainability |
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