Strategies to Increase Farmers' Financial Inclusion
<div>This research aims to determine the level of interest by farmers in using the</div><div>services of formal financial institutions, especially digital financial services</div><div>(DFS). The methods of the research were descriptive statistics and SEM analysis.</d...
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Universitas Indonesia
2017-05-01
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doaj-d9bd03e7d7bb4563a323c91e6829d7c92021-03-15T09:52:42ZengUniversitas IndonesiaSouth East Asian Journal of Management1978-19892355-66412017-05-0110210.21002/seam.v10i2.77323494Strategies to Increase Farmers' Financial InclusionYuwono Minto0Rita Nurmalis1Budi Suharjo2Bunasor Sanim3Bogor Agricultural UniversityBogor Agricultural UniversityBogor Agricultural UniversityBogor Agricultural University<div>This research aims to determine the level of interest by farmers in using the</div><div>services of formal financial institutions, especially digital financial services</div><div>(DFS). The methods of the research were descriptive statistics and SEM analysis.</div><div>The majority of respondents (50%) farmed an average area of land less than</div><div>0.5 hectares, 26% of respondents an average of 0.75-1 hectares and 24% of</div><div>respondents an average of 0.5-0.75 hectares of land. Based on the status of land</div><div>ownership, as many as 76% of respondents owned the property itself, 19% had</div><div>a “lease” arrangement and 5% used state owned “arable”land. A total of 27% of</div><div>the farmers were interested in using DFS while 34% were not. The lack of intereset</div><div>was due to practical uses, enjoyment of cash and lack of knowledge. The reason</div><div>for interest in DFS included practicality, speed, and security of use. Results from</div><div>the SEM model indicate a significant and positive influence of Access to Usage,</div><div>significant and negative influence of DFS to Access, significant and positive</div><div>influence of DFS to Interest, significant and positive of Interest to Desire, and a</div><div>significant and positive Desire to Access.</div>http://journal.ui.ac.id/index.php/tseajm/article/view/7732Farmers, Financial Inclusion, DFS, Profile |
collection |
DOAJ |
language |
English |
format |
Article |
sources |
DOAJ |
author |
Yuwono Minto Rita Nurmalis Budi Suharjo Bunasor Sanim |
spellingShingle |
Yuwono Minto Rita Nurmalis Budi Suharjo Bunasor Sanim Strategies to Increase Farmers' Financial Inclusion South East Asian Journal of Management Farmers, Financial Inclusion, DFS, Profile |
author_facet |
Yuwono Minto Rita Nurmalis Budi Suharjo Bunasor Sanim |
author_sort |
Yuwono Minto |
title |
Strategies to Increase Farmers' Financial Inclusion |
title_short |
Strategies to Increase Farmers' Financial Inclusion |
title_full |
Strategies to Increase Farmers' Financial Inclusion |
title_fullStr |
Strategies to Increase Farmers' Financial Inclusion |
title_full_unstemmed |
Strategies to Increase Farmers' Financial Inclusion |
title_sort |
strategies to increase farmers' financial inclusion |
publisher |
Universitas Indonesia |
series |
South East Asian Journal of Management |
issn |
1978-1989 2355-6641 |
publishDate |
2017-05-01 |
description |
<div>This research aims to determine the level of interest by farmers in using the</div><div>services of formal financial institutions, especially digital financial services</div><div>(DFS). The methods of the research were descriptive statistics and SEM analysis.</div><div>The majority of respondents (50%) farmed an average area of land less than</div><div>0.5 hectares, 26% of respondents an average of 0.75-1 hectares and 24% of</div><div>respondents an average of 0.5-0.75 hectares of land. Based on the status of land</div><div>ownership, as many as 76% of respondents owned the property itself, 19% had</div><div>a “lease” arrangement and 5% used state owned “arable”land. A total of 27% of</div><div>the farmers were interested in using DFS while 34% were not. The lack of intereset</div><div>was due to practical uses, enjoyment of cash and lack of knowledge. The reason</div><div>for interest in DFS included practicality, speed, and security of use. Results from</div><div>the SEM model indicate a significant and positive influence of Access to Usage,</div><div>significant and negative influence of DFS to Access, significant and positive</div><div>influence of DFS to Interest, significant and positive of Interest to Desire, and a</div><div>significant and positive Desire to Access.</div> |
topic |
Farmers, Financial Inclusion, DFS, Profile |
url |
http://journal.ui.ac.id/index.php/tseajm/article/view/7732 |
work_keys_str_mv |
AT yuwonominto strategiestoincreasefarmersfinancialinclusion AT ritanurmalis strategiestoincreasefarmersfinancialinclusion AT budisuharjo strategiestoincreasefarmersfinancialinclusion AT bunasorsanim strategiestoincreasefarmersfinancialinclusion |
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