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ndltd-OhioLink-oai-etd.ohiolink.edu-osu1273148222
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ndltd-OhioLink-oai-etd.ohiolink.edu-osu12731482222021-08-03T05:59:14Z International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan Rim, Kyung Taek <p>There have been many papers estimating the bank efficiencies in the United States.However, there are very few bank efficiency studies outside of the United States and thereare no prior frontier efficiency comparisons across international borders.This paper uses a stochastic cost frontier approach to estimate the bank efficiencies inthe United States and Japan. The paper examines scale efficiency (whether banks areoperating with the efficient level of outputs) and input X-efficiency (whether banks areusing their inputs efficiently).The results indicate that significant overall inefficiencies exist in commercial bankingand these inefficiencies result from input X-inefficiency (technical inefficiency). Onaverage, U.S. multinational banks and Japanese banks are operating at cost-efficientoutput levels, but are not efficiently using their inputs. U.S. domestic banks are found toenjoy an increasing return to scale, implying that the average size of U.S. domestic bankshas not reached the optimal size at which operating cost will be lowest. Results also showthat large banks in Japan had the largest measure of input X-inefficiency amounting to38.5 percent of total costs as well as significant levels of diseconomies of scale. Finally,U.S. multinational banks are able to fully exploit economies of scale and lower input Xinefficienciesthan U.S. domestic banks.</p> 1996 English text The Ohio State University / OhioLINK http://rave.ohiolink.edu/etdc/view?acc_num=osu1273148222 http://rave.ohiolink.edu/etdc/view?acc_num=osu1273148222 unrestricted This thesis or dissertation is protected by copyright: all rights reserved. It may not be copied or redistributed beyond the terms of applicable copyright laws.
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NDLTD
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| language |
English
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| sources |
NDLTD
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| author |
Rim, Kyung Taek
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| spellingShingle |
Rim, Kyung Taek
International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan
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| author_facet |
Rim, Kyung Taek
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| author_sort |
Rim, Kyung Taek
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| title |
International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan
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| title_short |
International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan
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| title_full |
International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan
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| title_fullStr |
International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan
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| title_full_unstemmed |
International comparison of bank efficiency : an empirical study of large commercial banking in the United States and Japan
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| title_sort |
international comparison of bank efficiency : an empirical study of large commercial banking in the united states and japan
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| publisher |
The Ohio State University / OhioLINK
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| publishDate |
1996
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| url |
http://rave.ohiolink.edu/etdc/view?acc_num=osu1273148222
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| work_keys_str_mv |
AT rimkyungtaek internationalcomparisonofbankefficiencyanempiricalstudyoflargecommercialbankingintheunitedstatesandjapan
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| _version_ |
1719428973271711744
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