Superadditivity Test of the Residual Profit Function and the Firm Structure of the Chang Hua Commercial Bank

碩士 === 淡江大學 === 金融研究所 === 81 === n the past several years, the environment of financial market aiwan has been significantly changed. This change might resultthe internal factors of the economy as well as the externalors of the government policies. The in...

Full description

Bibliographic Details
Main Authors: Kueh-Siang Kuo, 郭貴香
Other Authors: Jyh-Horn Lin
Format: Others
Language:zh-TW
Published: 1993
Online Access:http://ndltd.ncl.edu.tw/handle/81412552703984528435
Description
Summary:碩士 === 淡江大學 === 金融研究所 === 81 === n the past several years, the environment of financial market aiwan has been significantly changed. This change might resultthe internal factors of the economy as well as the externalors of the government policies. The interesting point of theent study is not to investigate the factors influencing thencial envirovment but to discuss how a bank facing such aestable and competitive financial market in Taiwan. To meet thatose, the Chang Hua Commercial Bank is employed to evaluate itsetitive ability in the market.inputs and outputs of the Chang Hua Commercial Bank areyzed dichotomously and then some critical items and activitiesch as part of output of short loans, part of inputs of timesits and saving deposits ,are introduced to the model adoptedhe present study. Because we select part of outputs and inputsit our model, we use the residual profit function and examineith superadditivity Test.o test the characteristics of superadditivity of the ChangCommercial Bank, two alternatives are adopted. One is equal-hted approximation approach;the other is the grid approximationoach. From both the approaches,the test of superadditivity isaccepted and then the conclusion of the present paper is thatbanking firm structure of the Chang Hua Commercial Bank is notopriate. From the aspect of structure,we suggest the Chang Huaercial Bank to reduce its scale to improve its talent ofetition in the market.