| Summary: | 碩士 === 國立交通大學 === 資訊管理研究所 === 85 === In the world of Electronic Commerce, we purchace goods
through Internet. Customers pay for commerce transaction；
merchant acquire payment through financial clearing. All are the
same as in the real-world commerce. Because thosefinancial
transactions involve value exchange, system designers must
guarenteecorrectness of transaction processing, meet the
demands for privacy, and preventattacks from intruders. There
are three types of payment systems：(1)Credit Card,(2)Cash-like,
and (3)Account-based. In this thesis, the author provides a
comprehensive, state-of-the-art study on on-line payment
systems. The author has surveyed many recent systems：SET,
CyberCash, NetCash, CAFE, NetBil, SNPP, FSTC, Netcheque,MPTP,
Millicent, Globe ID, iKP, SEMPER,and others. The author
offerscomments on these systems from both societal and technical
perspectives.
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