Compulsory Automobile Liability Insurance in Taiwan－ A Comparison of Liability Systems

• Main Authors: Chun-Chao Chiu, 邱群超
• Other Authors: Li-Hua, Lai
• Format: Others
• Language: zh-TW
• Published: 2003
• Online Access: http://ndltd.ncl.edu.tw/handle/19256961563127413532

碩士 === 國立高雄第一科技大學 === 風險管理與保險所 === 91 === Compulsory Automobile Liability Insurance in Taiwan － A Comparison of Liability Systems ABSTRACT The operation on compulsory automobile liability insurance laws in depth study of Taiwan's compulsory automobile liability insurance and the factors affecting their performance . This studyies examined the relationship of effect with loss cost and loss ratio for diffrent liability system. This research first conducts integrated no-fault and tort systems with the Taiwan's P/L insurance industry to analyze their above loss costs and by using regression model. This research obtain the following results：(1).These is no sign ificant effect between no-fault systems and compulsory automobile liability insurance loss costs. (2).The high mark share's compary in crase overall automobile insurance cost per insured vehicle and loss ratio in Taiwan's.(3).The strongest support comes from no-fault system and the positive relationships between no-fault systems and loss ratio. (4).Using Taiwan's data that loss ratio are higher in no-fault states than in tort states.