The study of credit risk pricing of bank long-term loans

• Main Authors: CHIN-PING YANG, 楊金柄
• Other Authors: none
• Format: Others
• Language: zh-TW
• Published: 2005
• Online Access: http://ndltd.ncl.edu.tw/handle/11414519428158245377

碩士 === 東吳大學 === 國際貿易學系 === 93 === Absrract 1.Because of more and more banks, the banks do not establish a set of good internal rating system. Some customers with better credit rating are charged high price. 2.Some of the banks that the operating performance are disappointing because of uncorrect loan-price policy. 3.Most of domestic banks performanced better sincf2002 to 2004, and performanced bad in 1998、1999、2000 and 2001. Thus it can be seen that the banks undervalue the default risk of enterprises clearly and resulted in loss.