| Summary: | 碩士 === 朝陽科技大學 === 保險金融管理系碩士班 === 94 === The thesis mainly discusses that when financial environment has changed, whether listed and non-listed or holding and non-holding life insurance companies or not makes differences in management efficiency from 2000 to 2004. Uses Data Envelopment Analysis in this study. Input variables include the number of staff members, the number of sales forces, and the business management expenses. , while the output variables include augmentation of reserve, financial revenues, consist of premium from new policies, and premium from continuing policies. Uses CCR and BCC models of Data Envelopment Analysis, observes management efficiency changes for life insurance companies, and advances improve space for opposite inefficiency life insurance companies. Then, uses Malmquist productivity index analyze total factor productivity changes. Finally, Mann –Whitney test is used to inspect if there is any difference of management efficiency between listed and non-listed, holding and non-holding life insurance companies. The results show if decreasing returns to scale in life insurance companies occurs, management efficiency could be improved by method of downsizing the operating scale, On the contrary, enlarging scale of business operation could make management efficiency better. If reduction of wasting human resources could be done, the input variables would be utilized completely. Total factor productivity nearly grow up in life insurance companies whose partial productivity show uptrend is due to the growth of technical change, that means their production management has became better. Between listed and non-listed, holding and non-holding life insurance companies, no obvious differences could be seen among technical efficiency, pure technical efficiency, and scale efficiency.
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