Analysis Operation Performance in Taiwan’s Banking Industry

• Main Authors: You-Wei Chang, 張有為
• Other Authors: Chun Chang
• Format: Others
• Language: zh-TW
• Published: 2007
• Online Access: http://ndltd.ncl.edu.tw/handle/75295782420120507279

碩士 === 龍華科技大學 === 商學與管理研究所碩士班 === 95 === This project uses data envelopment analysis to study the advantage and disadvantage between the efficiency Taiwan’s banking industry, and through the efficient reference set and slack variable analysis support an useful improvement to the authority. The conclusion of this project are：The main reason of a low bank overall efficiency is the managers of bank fails in making decisions and doing things efficiency. A lot of banks cause resource waste in unsuitable scale. The low efficiency of banks inside the financial holding company’s reason is the pure technology non-efficientcy. And the low efficiency of banks outside the financial holding company is almost causes by scale non-efficiency. From this we can gain a conclusion, the low efficiency of banks inside the financial holding company can be improved from the manage side by finding a most suitable cost allocation. And the low efficiency of banks outside the financial holding company can be reflected by the sliding of the business scale. Finally, this project used slack variable analysis it can gain the main reason that bank produced low efficiency. Using too much cost, deposit money, insufficient investment, and other over-less coming. That means the bank have the appearance of consuming resource, too much money is leaved unused, and over-conservative investment. Comparatively, that cuts other coming money.