An Empirical Study on the Compensation Ratio of Group Insurance

• Main Authors: Yan-Chung Gong, 龔彥仲
• Other Authors: Mingchun Lin
• Format: Others
• Language: zh-TW
• Published: 2008
• Online Access: http://ndltd.ncl.edu.tw/handle/mvqdh7

碩士 === 國立高雄第一科技大學 === 風險管理與保險所 === 96 === This reseach adopted the group insurance cases which are still effective at the end of year 2007 of the ‘S’ Insurance Company. We used the compensation paid in year 2007 as the response variable, then executed logistic regression analysis and regression analysis to establish discriminate and regression model which are influenced by the compensation ratio. Research results showed, according to the 4 variables which established the logistic regression model if the compensation happened. The accurate ratio of discriminate is 81.7% which is still acceptable. All the independent variable plus dummy variable all focus on running regression analysis and found the result are not exactly the same. Therefore, suggest insurance companies need to have different regulations for accepting insurance when they insure different group insurance project.