The Effects of Portfolio Insurance applied to Entire Reserve

• Main Authors: Sheng-Yuan Wang, 王聖元
• Other Authors: Ying-Yung Lin
• Format: Others
• Language: zh-TW
• Published: 2009
• Online Access: http://ndltd.ncl.edu.tw/handle/56794132503193184479

碩士 === 淡江大學 === 財務金融學系碩士在職專班 === 97 === The issue of retirement, whether in society or economy, is increasing to be a huge problem with the trends of economic developing and population aging. How Government and individuals can do for preparing sufficient retire reserves with retire policies, benefit policies and personal retire plans will be both the government and individuals must to face to seriously. The major purpose of pension is to ensure the retired person keep the daily life. Measuring how much reserve must be prepared and planning how to use modern financial tools to meet the financial goal are importantly core subjects. The common consensus of retire reserves includes the social insurances, corporate pensions and personal preparing. We will discuss the present labor retire policies and generalize some recommendations based on this subject and labor pension policy. These recommendations focus on how to apply the portfolio insurance policy for preparing retire reserves and evaluate their effects. These recommendations will be the reference for individual retirement preparation at this stage.