The Impact of Family Patterns on Household Expenditure—An Application of Endogenous Switching Regression Model

• Main Author: 謝以軒
• Other Authors: 李杰憲
• Format: Others
• Language: zh-TW
• Published: 2010
• Online Access: http://ndltd.ncl.edu.tw/handle/32444061660391350844

碩士 === 佛光大學 === 經濟學系 === 98 === This study is to improve inferential biases caused by estimation of each parameter of the family expenditure function of nuclear and non-nuclear families with the Ordinary Least Squares (OLS). Because every family can evaluate its family expenditure in two different situations by itself to see which one has more comparison benefit, then decide if changing family status. We adapt Endogenous Switching Regression Model, and use the data “Taiwan Social Change Survey 2007, Phase 5, Wave 3” from the Institute of Sociology, Academia Sinica. The importance of the endogenous switching regression model is to endogenize family type, which is the extraneous variable of effecting family expenditure. Why choose family type as endogenous variables, rather than general variable such as age, sex and level of education? It is because of that family type not only will directly influence the family expenditure, but more also may effect working situation, and then influence family expenditure. Through the endogenous switching regression model, we get the related coefficient of the nuclear family and non-nuclear family’s working situation. It shows that both family types are different symbols relations. The nuclear family whose occupation is self-runner has higher family expends. The possible reason could be that himself/herself is the owner, has higher incomes and more flexible time to arrange recreational activity. On the contrary, the opposite has no time to do recreational activity and therefore effects family expends. Regarding to the nuclear family which has saving behavior, because both parties of couple are easier to carry out the family financial managing plans and they also have plans on family expends, therefore they have more expend ability and family expends. As a result, if different family types have high income and well family financial managing plans, it is positive help for family fortune. This essay manifests the differences of family expends between nuclear and non-nuclear families. Therefore, while planning family financial management, every family type should consider the relativity and characteristic between nuclear and non-nuclear family types.