| Summary: | 碩士 === 臺灣大學 === 財務金融學研究所 === 98 === 英文摘要
In recent years, due to economic liberalization and the development trend of globalization, domestic and foreign enterprises in the rapidly changing environment, our financial sector is facing a new model of international competition, globalization, rapid progress in an increasingly interdependent world economy deepening trend of global deployment of multinational corporations are also in the ascendant, these changes will be Taiwan''s financial industry and the economy has tremendous influence and impact. Financial Holding Company since its inception in 2001 through the integration of the financial organization and consolidation, has been allowed to set up 15. Taiwan''s financial industry took to integrate into a financial holding company, type of organization have become the future trend, this change is undoubtedly in the planning for the integration with the global financial system to enhance the globalization of Taiwan''s financial industry competitiveness.
The face of the external financial environment of rapid change, Taiwan''s financial holding company for the sake of its sustainable development, one after another in recent years to review and adjust its business model and type of organization, in order to increase the competitiveness of the financial industry. Financial holding company operating mode of organization is effective in reducing transaction costs and make more efficient organization, or morphology changes, thereby affecting the overall performance of the organization. According to newspaper reports the cause of Taiwan''s financial holding group company residential structure, located Committee; Chinatrust Financial Holding Company announced the long-term strategy for the development and implementation of corporate governance, decided to adjust the organizational structure, set in China, investment, banking, insurance and securities, five business group. In the end the financial holding company operating encountered any bottlenecks? Why are willing to wave upon wave of financial holding companies to spend heavily to hire foreign experts to provide professional advice on the organizational restructuring and business group organization into the mode of operation? Why a small number of financial holding companies are unwilling to change their existing business model to follow up? Business Group Organization what’s the cause of the financial holding company group after the organization is able to create a business model operating performance or synergy? Many business groups over the issue of who must be clarified one by one study to provide a financial holding company organizational reform or adjust further the understanding and awareness of, and then find the most suitable for their operation and financial holding company Synergy direction of organizational change.
This paper will first reference of the United States and Japan, financial holding company law cases, to understand the Financial Holding Company Act of the legislative history, legislative background, pattern, character, and with the United States, Japan, comparing Holding Company Act, the Financial Holding their views of the merits of the company system to better understand the operation of our financial holding company profiles and difficulties. Second, will cause the definition of group organization, the legal infrastructure and the competent authority for the supervision and Business Group Organization view to clear concept and related business groups in Taiwan''s current legal and supervision on the significance and business groups on financial holding company Organization profile and effectiveness of the operation of an explanation.
After further into the cause of the financial holding company group after the organization derived from the operation of internal control standards to protect customer information, related party transaction norms, risk concentration infection concerns, legal conflicts, insider trading and conflicts of interest, financial leverage is too high problems, suggest improvements and recommendations. As Taiwan''s financial sector is facing severe external environment and internal compression of spreads, over-competitive market (over banking) as well as changes in regulations and financial policy challenges facing the financial holding company is no longer a stable market structure. The face of the drastic changes in the financial environment, financial holding companies can no longer rigid, but should actively examine their own core competitece, adjust the organizational, finding the best and most suitable for the development of its financial holding company operating mode. Conclusions and that the mode of operation will help the cause of group synergy to enhance the financial holding company; matrix management can enhance organizational effectiveness and business groups both domestic legal norms and Business Group organizations operate business model of these indices depends on the implementation of corporate governance.
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