Assessing the Influence of National Pension Insurance to Insurance Industry Development – The Case Study of Cathay Life Insurance

• Main Authors: Meng-Lin Tseng, 曾夢麟
• Other Authors: 劉志宏
• Format: Others
• Language: zh-TW
• Published: 2010
• Online Access: http://ndltd.ncl.edu.tw/handle/21133441120872862183

碩士 === 淡江大學 === 公共行政學系公共政策碩士在職專班 === 98 === Because of the trend of low birthrate and long life, aging of population is a serious problem to the world. And many advanced countries have made policies to prevent themselves from the impact could be occurred on social economic development. Taiwan became an aging population society since 1993, with changing of traditional family structure, the government and people should focus on the economic security of old age. Especially, there should be a completed economic security system for old people in Taiwan. The Taiwan government has claimed to build up National Pension Insurance in 2000. However, this policy was not executed until 2008. Since the National Pension Insurance is more related to the development of national economic than other social insurances, this article will emphasis on assessing it’s influence to the development of Insurance Industry in Taiwan. Because of the lack of documents on this issue, the research in this article will provide a great contribution in academic and practice. In order to complete this research, inductive method is used to analyze the related documents. In the beginning, we’ll introduce the history and institutions of national pension insurance. Then, the National Pension Insurance institution in Taiwan will be detailed in the second part. Third, experience of executing national pension insurance in England, Germany and Japan will be described and used to forecast the case in Taiwan. Also, questionnaire will be used in case study to investigate the response from the Insurance Industry. Cathay Life Insurance is selected to be the studying case for it’s reputation. And since there are more than 25 thousand employees in this company, Cathay Life Insurance is really a good sample to the research. There are three parts in questionnaire, include (1) Insurance Industry employees’ understanding to National Pension Insurance, (2)the influence of National Pension Insurance to the development of Insurance Industry, (3) the role of the Insurance Company in the future. Although, the conclusion in this article will not come true certainly in the future, the depth of this research will create a new thinking in academic. Also, there will provide a vision to the Insurance Industry.