Lending Channel Management Modes of Foreign Bank in Taiwan

• Main Authors: Mei-Hsin Chou, 周美欣
• Other Authors: 林志鴻
• Format: Others
• Language: zh-TW
• Published: 2010
• Online Access: http://ndltd.ncl.edu.tw/handle/20721082638472521065

碩士 === 淡江大學 === 國際貿易學系國際企業學碩士班 === 98 === This paper attempts to consider the concepts of foreign banks in different asset scales, the monetary policy to lending channel’s influence, and use balance sheet’s activities to explain loan behavior of the return to retail banking. In addition, we also integrate these concepts to built the models, and use these models to differentiate loan management modes. Result show: There are three lending channel management modes of foreign bank in Taiwan. They are asset management mode, profitability mode and liquidity mode. There are six foreign banks in Taiwan which belong to asset management mode. The asset and the loan are positively related. There are nine foreign banks which belong to profitability mode. The profitability and the loan are positively related. Moreover, there are nine foreign banks belong to liquidity mode. The liquidity and the loan are positively related in large-scale banks; the liquidity and the loan are negatively related in small-scale banks.