| Summary: | 碩士 === 銘傳大學 === 資訊管理學系碩士在職專班 === 99 === Currently, there are many but professional investment instruments. However, people have limit knowledge on investment, it is common for them to entrust professional investment companies. With the operation of professional managers and the research of management teams, most investors can make profits.
The investment methods of fund divided into Lump sum investment and Dollar-cost averaging investment. The latter one is a good choice for most investors since it can decrease both investment cost and risk by investing in batches. Domestic experts and scholars also advise investors to use the strategy of “buy low and sell high” with Taiwan stock market index volatility , sell high when the stock market is overheated, buy low when the stock market is too flat, and adjust the investment amount by bias indicator technical analysis. The current research uses Taiwan stock market index volatility and bias indicator technical analysis to discuss whether rates of return on investment of mutual fund can be improved.
The research findings show that periodic investment amount is in accordance with Taiwan stock market index of one decade if the investment period is three or five years. When the index has increased by 10%, investment amount should be reduced. When the index has decreased by 10%, investment amount should be increased, and the rate of return on fund is the highest. If the investment period is ten years, investment amount should be reduced when the index has increased by 20% and be increased when the index has decreased by 20% and the rates of return is the highest. It is suggested that investors use the price limit of Taiwan stock market index to adjust periodic investment amount and increase the rates of return by adopting the strategy of “buy low and sell high” when investing.
|
|---|
