The Establishment of State-owned Bank Financial Holding Company after the Merger Synergy Research the Case of The Bank of Taiwan and Central Trust

• Main Authors: Shu-yu Yang, 楊淑喻
• Other Authors: Tzn-nien Liou
• Format: Others
• Language: zh-TW
• Published: 2011
• Online Access: http://ndltd.ncl.edu.tw/handle/09752201234278672321

碩士 === 國立屏東商業技術學院 === 國際企業所 === 99 === This article is aimed to discusses Bank of Taiwan and Central Trust of operating performance after the merger, the case bank collected the financial information and data of the last five years, through induction, comparative analysis and the CAMEL rating system to select the most commonly used financial indices to assess the case after the bank merger, Operating performance, its merger with the financial indicators to assess overall business performance is obvious to Taiwan bank consolidation has not brought up the expected synergy. We found that the Bank of Taiwan and Central Trust of synergy factors in addition to merging the results have not shown within short period , another important factor is the two lines merging point in time coincided with the U.S. subprime mortgage crisis, by the collapse of Lehman Brothers, etc. Various factors, synergy has not obvious. This case Banking following suggestions for management and follow-up in merger cases, participation of experts and scholars interested in excellence: Firstly, strengthen the development of wealth management business, increase administration fees income. Secondly, the integration of various businesses reduces operational costs. Thirdly, the implementation of risk management, improve asset quality, strengthen its operating structure. Therefore, running the company in financial holding business model is to believed that the Bank of Taiwan has a positive effect on profitability.