A Comparison on Performance of State-OwnedBanks and Private Banks

• Main Authors: Chan, Chen-Han, 詹承翰
• Other Authors: Ma, Tay-Cheng
• Format: Others
• Language: zh-TW
• Published: 2011
• Online Access: http://ndltd.ncl.edu.tw/handle/38772691484729714156

碩士 === 中國文化大學 === 經濟學系 === 99 === In a country's economic activities, financial institution plays a crucial role. The bank could accept deposits and loans with capital adjustment function and to support enterprises in improvement. Bank also could help government policy to promote national economic development mission. Therefore, the bank management should have a good way to assess the efficiency to maintain its operation and development. The study sample selected from 2006 to 2009, among 27 domestic banks (TEJ public offering of business), seven state-owned banks, one public bank and 19 privately-owned banks. In this study, data type information for the year. The total number in four years samples of 108 units in the research. Data sources include: Financial Statistics Monthly, Taiwan Economic Journal and a database of financial business of the Annual Reports of the Internet Banking. This research finding as follows: In technical efficiency, pure technical efficiency and scale efficiency in all aspects of performance are superior to state-owned banks, and the state-owned banks are superior to private banks. Maybe public sector banks owned the government protection, in environmental factors have more highly ability to adapt from changes. Through the privatization of these state-owned banks and private banks in the performance of the efficiency are not as good as the public sector banks. In the state-owned banks and private banks as well as in the control of scale in management for executives who are no have good checks. Operating efficiency in state-owned banks and private banks are not significant. Probably because of the state-owned banks through the privatization of share stock, the management by the civil, leading to its business model is no different with the private banks. Therefore, they almost have majority same efficiency.