A Study On The Relationship Of Financial Organization Account Management Against Anti-Money Laundering

• Main Authors: Hou, Chiren, 侯集仁
• Other Authors: Lee, Liangchien
• Format: Others
• Language: zh-TW
• Published: 2012
• Online Access: http://ndltd.ncl.edu.tw/handle/09796581576322360252

碩士 === 義守大學 === 管理學院管理碩士在職專班 === 100 === Over the past years, techniques in doing money laundry are elaborating at a rapid pace. However, the counter-strike actions taken were ineffective even though tremendous efforts were invested by government. Financial Intelligence Unit of Taiwan has been award of the sophistication and professionalism are becoming the trend, for instance, using institutions or corporate to cover up the acts of illegal income and shadow owners of substantial income, or professional assistance of crime money laundry. To put all the above into consideration, this study tends to utilize in-depth interview and literature review of prior studies to evaluate the advantages and disadvantages of regulating money laundry in the banking industry. Furthermore, this study also compares the anti-money laundry policies exercised by Western countries to contrast the differences. Lastly, this study proposes suggestions about how to manage and regulate illegal money laundry in the banking institutions. The research results showed that ,Financial Organization and non-financial organization of ROC in the work of anti-money laundering, including dummy accounts, the customer supervision is not implemented, and the situation of record keeping is not good, there is still room for improvement. Financial organizations are the first line of defense of anti-money laundering, and they must sustainably train the clerks in the long term. ROC should take in advance prevention strategies to promote body corporate set perfect internal control of financial accounts, and strengthen body corporate to pay attention to itself supervision, attention, and prevent internal criminal responsibility. Anti-Money Laundering Division Financial Intelligence Unit urged financial organizations to emphasize on account management, and implement anti-money laundering, And cooperate with international anti-money laundering organization more closely to combat money laundering crime.