Empirical Study of Performance Pre-and-Post Merger of Banks in Taiwan

• Main Authors: Yu-jen Wang, 王郁仁
• Other Authors: none
• Format: Others
• Language: zh-TW
• Published: 2012
• Online Access: http://ndltd.ncl.edu.tw/handle/75105404253782746309

碩士 === 國立高雄第一科技大學 === 風險管理與保險研究所 === 100 === This study examined the banks by evaluating their performance three years after the merger exercise in Taiwan. We conducts the financial ratios which return on assets, return on equity, the ratio of shareholders fund to total assets, the ratio of loan loss provisions to total loans, the ratio of total loans to total deposits, the ratio of total loan to total assets, the ratio of operating expenses to net earnings, and the ratio of cash and short-term funds to total deposits for a total of eight financial indicators, whether the case was improvement or decline. The empirical results show that only four of the ten banks have improved operating performance and the ratio of loan loss provisions to total loans of an index was better after the merger.