| Summary: | 碩士 === 世新大學 === 財務金融學研究所(含碩專班) === 100 === Bank is the most important among all financial intermediaries, under the government's efforts to promote Taiwan's financial industry, which began a series of conformity as well as Merger and acquisition. In a short time,The fifteen of Taiwan financial Holding Groups have been established, in addition to a sound system of Taiwan's financial system, Taiwan financial Holding Groups is expected to have influence on a overlapping marketing, cost savings, efficient Capital disposition of 3C-effective to enhance its financial performance.
Taiwan has established fifteen Taiwan Financial Holding Groups, most of them are with sub-banking(waterland Holding excluded), and the establishment of Taiwan Financial Holding Groups during the process, largely to do with banks for the conformity ,merger and acquisition of the institution. Government in 2001 through the Financial six legal codes largely relaxed business restrictions and expand the performance of financial institutions operating across the range of domestic banks ,which has become more intense competition, and when the 2008 financial tsunami and recent Euro bond arose, global financial markets re-shuffle, governments have begun to attach importance to the banking industry whether the risk comes in the next time they can afford, and to explore the Empirical Study on Financial Performance of Taiwan Domestic Financial Holding Banks has become the main focus of concern.
This study is based of samples of Taiwan Financial Holding Groups, through Factor analysis method, we extracted six main factors: capital adequacy, asset quality, management ability, Earning ability, liquidity, and Growth potential, by multiple regression analysis, to explore the Empirical Study on Financial Performance of Taiwan Domestic Financial Holding Banks.
The results showed that the earning ability factors of the financial holding groups and interest rate sensitive factors and financial performance of the return on assets (ROA), Return on equity (ROE), earnings per share (EPS) becomes a positive correlation, and the earning ability is the main factor.
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