| Summary: | 碩士 === 國立高雄應用科技大學 === 金融資訊研究所 === 101 === Taiwan's elderly population in 2012 was nearly 253 million people, 10.89% of the total population, estimated to around 2028, the percentage of the elderly population will reach 22.8% (approximately 533 million), the Government is facing an aging population structure phenomenon, how to plan for retirement living people and the various financial needs, an important policy direction for the current objectives; another life people on the pension needs of the economy will have to face growing rapidly aging society obvious change, bringing home patterns and changes in the social structure, it will lead to a new socio-economic needs and financial market issues.
On that basis, this study investigated the financial needs of the domestic market and pension policy development, Kaohsiung metropolitan area aged 50 to 64 years old are not nationals of retirement and 65 years of age or retired nationals for the study, the use of questionnaires sent 3,000 copies questionnaires and collected 1,027 valid questionnaires sample of the population, through effective people for the individual samples to investigate the implementation of government policy in the retirement and pension markets related financial instruments awareness and through logistic regression model (Logistic regression Model) analysis of people for retirees awareness and application of financial instruments willingness discussed.
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