| Summary: | 碩士 === 國立政治大學 === 圖書資訊學數位碩士在職專班 === 101 === When the trend of the emphasis on financial management education in every country reaches Taiwan, the Ministry of Education has been promoting the project to include the financial management education into the curriculum of each school level and started giving financial management lesson in social courses from the third to six grade in elementary school. Internet has become a necessity in the people’s life nowadays and the teacher’s daily life and work are also closely related to the internet as the educational resources from the internet are of good help with the teacher’s teaching. Good teaching resource websites collect, summarize and categorize resources from the internet and help reduce the time the teacher spend for searching for teaching resources as well as richening the content of teaching. When an elementary school teacher is giving a financial management lesson, it is a topic worth studying regarding how to integrate the teaching resources coming from the internet into the lesson as well as what shall a good financial management teaching website have in content and function in order to help the elementary school teacher with the financial management lesson.
This research adopted the methods of interview and observation for studying. At first, fifteen elementary school teachers in Taoyuan County were interviewed for 1) understanding their current situation and difficulties on giving the financial management lesson, 2) the status of using internet resources for supporting the financial management lesson, 3) their requirements and behavior to the financial management teaching resource website and 4) their satisfaction on using the financial management resource website – MoneyWise. Later during the interview the interviewee queried in MoneyWise for a topic that would be used in the teaching. The researcher observed the interviewee’s query procedure and method and expected to propose the improvement ideas for MoneyWise as well as the strategy of integrating financial management courses into the website and provided the suggestions to building a good financial management teaching resource website.
The following conclusions are summarized according to the research result:
The standard guideline for our financial management education is defined in the 7th theme series of “Creation, allocation and consumption” in the social learning field in “2008 Grade 1-9 Curriculum Guidelines”. The Ministry of Education issued “The learning structure of financial fundamental education” to all elementary and junior high schools in 2013, May and indicated the theme, teaching key points and learning objectives of financial education course clearly for planning and execution of the learning content of financial basic education from elementary school to junior high school.
However, the content of the current financial management course in the textbook of elementary school seems insufficient according to “The learning structure of financial basic education”. The teacher shall search for related teaching resources to supplement the insufficiency of textbook to ensure the achievement of teaching objectives. In addition, the completion of teaching activity and exercise shall be based on student. It is necessary to consider the student’s family financial status when designing the teaching activity and helps the student for accomplishing the activity and excise smoothly.
Regarding the teacher’s requirement on the information of financial management course and teaching resource website, this research concluded that the multimedia material is the mostly searched teaching resource from the internet. The living and interesting multimedia animation and video make the abstract concept concrete and the role play in actual application is the most popular to teachers and students. The teaching resource websites of financial management education not only provide correct knowledge and enhance the teacher’s professional equipment but also collect and solicit good teaching resources to save the teacher’s time spending on arranging the courses and lessons through the convenient search function, which is of great importance to the financial course of elementary school teacher.
The function used by the elementary school teachers the most in MoneyWise is “Finance Classroom”, whose resource could be accessed via direct video playing. Although the interviewees have low satisfaction on MoneyWise, especially being disappointed at the three points which are “regular maintenance of the website content”, “provide the user with interaction, training and discussion functions” and “appropriate arrangement of the content difficulty to match the learner’s knowledge level”. Despite the interviewees’ expectation was not fulfilled, they would still continue to use MoneWise in the future because the content is very abundant which covers a wide range of topics and also the resource in the website is derived from government organizations which is of high credibility and correctness.
In this research, we also presented “the proposal for integrating financial management courses into teaching resource websites”.
1. The strategy of integrating financial management courses into teaching resource websites: The teacher can use teaching resource websites to introduce financial management into the course at the timing of pre-class preparation, class proceeding and post-class learning by combining the mode of class management.
2. Seven elements a good financial management resource website shall equip are 1) The website content has abundant topics with clear classification; 2) The resource category is diverse and easy-to-download; 3) Powerful and personalized search service; 4) Different interfaces for different personal identities; 5) Simple and clear interface structure for easy understanding; 6) Provide interactive society function; 7) Regular website update to relate with current events.
At last, the following suggestions are proposed according to the research result:
1. The teachers are suggested to enhance their professionalism regarding financial management by attending workshops, reading literature or utilizing the information from teaching websites to supplement the insufficiency of the course and attain the teaching objectives.
2. The textbook publishers are suggested to learn from the American financial management education resource website – My Money, to integrate all teaching resource related links in the internet into the teaching guidance or e-book. As for the current textbook content arrangement, it shall be revised according to the elementary financial basic structure in order to ensure the integrity of the content.
3. We proposed the following four suggestions for building an elementary financial management teaching resource website: 1) The content can include six themes which are saving, consumption, loaning, credit, insurance and risk management, and investment. Besides, connecting current news events for content and example update is also suggested; 2) Powerful search service; 3) Personalized user interface; 4) Provide interaction and society functions.
4. Four directions for improving MoneyWise: 1) Enlarge the teaching resource for downloading; 2) Strengthen the search function; 3) Different interfaces for different personal identities; 4) Enhance the promotion and marketing of the website.
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