Examining the efficiency of Vietnamese banks- The case of Bank for Development and Investment of Vietnam (BIDV)

• Main Authors: Tran, Thi Tuan Anh, 詹端安
• Other Authors: Liou, F. May
• Format: Others
• Language: en_US
• Published: 2013
• Online Access: http://ndltd.ncl.edu.tw/handle/bvdwch

碩士 === 國立交通大學 === 企業管理碩士學程 === 101 === In recent years, financial institutions in Vietnam have experienced a dynamic, fast-paced, and competitive environment at a cross-border scale. One of the fastest growing industries is banking. Vietnam transformed rapidly its repressed banking system with deregulation, the opening of borders, the granting of new banking licenses, and privatization. Since accession to WTO in January, 2007, Vietnamese banking supervision has been increasingly concerned. In a more competitive banking system, one would expect an increase in its efficiency to enhance its position. This thesis attempts to apply methods in order to analyze efficiency of a leading Vietnamese bank – BIDV over the years from 2007 to 2011. The case of BIDV provides overview of two proper models, CAMEL and DEA. In the light of the banking crisis in recent years worldwide, CAMEL is a useful tool to examine the safety and soundness of banks, and help mitigate the potential risks which may lead to bank failures. Not only CAMEL, DEA is also a good instrument to assess the efficiency of banks. The thesis aims to determine whether the CAMEL framework and DEA play crucial roles in banking supervision. The findings can help bankers and some people who are working in banking sector particularly and financial institutions generally decide how to improve the efficiency of their banks.