Green Mortgage in Taiwan:Trend and Feasibility

• Main Authors: Sai-fen Chang, 張賽芬
• Other Authors: 邱慈觀
• Format: Others
• Language: zh-TW
• Published: 2013
• Online Access: http://ndltd.ncl.edu.tw/handle/61218183482110195594

碩士 === 國立中央大學 === 財務金融學系在職專班 === 101 === Green Mortgage in Taiwan：Trend and Feasibility “Green Mortgage” is a new product to banking industry territory and “Energy–saving and Emission-reduction” is originated from global eco-friendly concept and climate change issues. Equator Principles (EP) are generally adopted by world-wide banking industry as golden rules to process loaning projects with great EP influence. Banking industry has also applied its built-in credit survey system to screen out “double-high industries”, according to severe environmental evaluation standards. So banking industry is able to establish a global sustainable development living community by these jointly efforts. Taiwan is at emerging stage, so we need to reproduce mature “Green Eco-banking” successful examples from Japan and the United States, and compare with China “Green-Development” experiences to learn more on “Energy–saving and Emission-reduction” & “Green-Economy Development” benefits, get more familiar with Taiwan banking market trends, lower the threshold of “Green-Mortgage” through banking system as media and conduct “Green-Mortgage” feasibility analysis. We anticipate that Taiwanese governing officials, corporations, residents be more aware of the importance of “Green-Mortgage” and its influence on “Energy–Saving and Emission-Reduction”. We urge that more effective measurements be prompted to achieve Taiwanese long-term sustainable development community goals.