A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks
碩士 === 國立高雄第一科技大學 === 金融研究所 === 101 === A total of twenty domestic commercial banks are chosen as the sample. The study period covers a two-year period, from 2010 to 2011. Also, the financial five-force analysis model is used to evaluate the credit ratings of domestic commercial banks. First, sixtee...
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ndltd-TW-101NKIT56670212017-04-19T04:31:41Z http://ndltd.ncl.edu.tw/handle/82232635101930885012 A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks 運用財務比率指標評估本國商業銀行信用等級之研究 Cheng-Hui Shiue 薛澄惠 碩士 國立高雄第一科技大學 金融研究所 101 A total of twenty domestic commercial banks are chosen as the sample. The study period covers a two-year period, from 2010 to 2011. Also, the financial five-force analysis model is used to evaluate the credit ratings of domestic commercial banks. First, sixteen financial ratios are categorized as five forces: operating capacity, profitability, growth capacity, liquidity, and stability. Next, the five-force weights of the model are adjusted based on the features of commercial banks. Empirical results show that the credit ratings of commercial banks based on the financial five-force analysis model are mostly consistent with those based on credit rating agencies. This implies that the financial five-force analysis model only based on financial ratio indicators is indeed good evaluation performance for the credit ratings of commercial banks. Jan-Chung Wang 王健聰 2013 學位論文 ; thesis 45 zh-TW |
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碩士 === 國立高雄第一科技大學 === 金融研究所 === 101 === A total of twenty domestic commercial banks are chosen as the sample. The study period covers a two-year period, from 2010 to 2011. Also, the financial five-force analysis model is used to evaluate the credit ratings of domestic commercial banks. First, sixteen financial ratios are categorized as five forces: operating capacity, profitability, growth capacity, liquidity, and stability. Next, the five-force weights of the model are adjusted based on the features of commercial banks. Empirical results show that the credit ratings of commercial banks based on the financial five-force analysis model are mostly consistent with those based on credit rating agencies. This implies that the financial five-force analysis model only based on financial ratio indicators is indeed good evaluation performance for the credit ratings of commercial banks.
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Jan-Chung Wang |
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Jan-Chung Wang Cheng-Hui Shiue 薛澄惠 |
author |
Cheng-Hui Shiue 薛澄惠 |
spellingShingle |
Cheng-Hui Shiue 薛澄惠 A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks |
author_sort |
Cheng-Hui Shiue |
title |
A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks |
title_short |
A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks |
title_full |
A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks |
title_fullStr |
A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks |
title_full_unstemmed |
A Study on Using the Financial Ratio Indicators to Assess the Credit Rating of Domestic Commercial Banks |
title_sort |
study on using the financial ratio indicators to assess the credit rating of domestic commercial banks |
publishDate |
2013 |
url |
http://ndltd.ncl.edu.tw/handle/82232635101930885012 |
work_keys_str_mv |
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